Friday February 16, 2007
Feeling a little more human today. That is good. Accomplished something this morning I have been waiting to do for years…paid off a debt. We bought a stove about the time Zane was concieved on a brand spankin’ new Sears card and, shortly after, our lives got really complicated and that debt kept growing. For a while we were able to make payments, but we lost the ability to pay when dh got laid off when Zane was 5 months old. It has been hanging over our heads ever since. Until this morning. I spent a few hours on the phone verifying the people now harrassing us were the legit owners of the account now, and they were, and gave them a counter-offer (knocking off just a bit, because the offer wasn’t as outrageous as the previous ones) and they accepted. So, that is no longer hanging over us. That was our biggest consumer debt. In the end, we probably paid for the stove, that, ironically we never even used, about 3 or 4 times over, but never put anything on a credit card again and it was the last big credit goof we ever made.
WAHOOOOO!!!!!!!!!
Such a relief that’s behind you!
So glad that is behind you! WTG
We too once had a Sears card and in the end it was one of the biggest mistakes we ever made. Like you guys, we used it for something we needed (emergency multiple car repairs on a car we ended up trading in anyways!) then shortly before the first bill was due, Dh lost his job…then lost another one, all he has was as much hours as he could get delivering pizzas (this was when Liam was a baby) and we had this new car payment to make and no money to pay the Sears bill (which doubled its own amount in interest and late fees) It’s the biggest ding on our credit and we still haven’t managed to pay a dollar of it off. Every year come tax time I say we are going to pay off the original balance (1300) but after immediate bills it’s just gone. Sigh…sorry to blog in your blog 